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Jan 19, 2019

Income Replacement Benefits in Ontario

Nothing is more Stressful to an Accident Victim than the Lack of Cash Flow Accident can send people into brutal crushing debt. When the cashflow stops all facets of a family’s financial life can be negatively affected, from paying the mortgage or car payments to paying for your kids’ hockey and dancing. Nothing is more […]

Jan 17, 2019

Crystal Meth, Multiple Sclerosis and Denied Benefits.

4 Minute read from Hamilton’s Long-Term Disability Lawyers This was a good case* decided out of British Columbia not too long ago concerning a young woman with MS that: 1) tried to get back to work and;2) was doing drugs to deal with her symptoms. Unfortunately Empire Life denied her monthly disability benefits because of […]

Dec 29, 2018

How do Insurance Companies Calculate Lump Sum Long-Term Disability Settlements?

3 Minute Read from Hamilton’s Disability Lawyers Can your long-term disability insurer pay you out a lump-sum instead of paying your monthly pre-determined long-term disability benefits?  The answer is yes, but it is not an easy solution to attain, and certainly not a solution that you can achieve on your own without the guidance of […]

Dec 24, 2018

What are Ontario’s new Distracted Driving Laws all about?

There’s new distracted driving laws that will be enforced as of January 1 2019 as a part of Bill 174 (Cannabis, Smoke-Free Ontario and Road Safety Statute Law Amendment Act). Those caught distracted driving will face much harsher punishments than previous years – from skyrocketing fines, jacked-up demerit fines and licence suspensions are all coming […]

Dec 22, 2018

Long-Term Disability and Psychiatric Conditions

3 Minute Read from Hamilton Disability Lawyers Generally speaking, claim liability, whether through an employment group policy or an individual long term disability policy, mandates that a claimant must suffer a “total disability” in order to be entitled to long-term disability benefits. Total disability in the context of disability insurance does not mean that an […]

Dec 10, 2018

What are some common health conditions that lead to long-term disability?

3 Minute Read from Hamilton Disability Lawyers There is an array of physical and mental health conditions that can unfortunately lead to claimants being no longer in a position to continue working at their jobs and applying for disability benefits. Prior to reviewing the most common medical conditions leading to total disability, we answer some […]

Nov 20, 2018

What are the leading causes of traffic fatalities in Ontario?

4 Minute Read from Car Accident Lawyer Hamilton The sudden, inexplicable death of a loved one in a fatal car accident can tear a family completely apart. While no amount of money can bring back your deceased loved one(s), our Hamilton wrongful death lawyers firmly believe that holding the negligent party responsible for the wrongful […]

Nov 7, 2018

The Emotional Impact of Trauma Related Scarring

Can serious scarring affect a victim’s emotional heath after an accident? With rare exceptions, all physical wounds leave scars.  In our practice, we often see victims of serious injury end up with permanent scarring, whether from a car accident or motorcycle accident, of from the reconstruction or orthopedic intervention after the hospital admission. Scars can […]

Oct 30, 2018

Staying Fit and Healthy after a Spinal Cord Injury

Why is it important to try to stay fit and healthy after a spinal cord injury? A decline in strength, endurance, and functional capacity are always a major health concerns for the individual living with a spinal cord injury.  After an SCI, your body no doubt goes through many physiological changes such as muscle deconditioning […]

Oct 9, 2018

Drugged Driving – What You Need To Know

What do you need to know about doing Cannabis and drugged driving? For years we have have heard about the dangers of drunk driving, but alcohol is not the only substance drivers sometimes use before getting behind the wheel.  On Oct. 17, 2018 Marijuana (cannabis) becomes legal in Canada – the major problem is that driving […]

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